The Stock Market Bear That Began 19 Months Ago
Ray Dalio, Co-CIO of Bridgewater Associates, one of the largest and most successful hedge funds in the world, has written an excellent treatise on what he sees happening to investments in the near future.
Welcome to the Ninth edition of this seminar exclusively for members of the Ottawa Branch of the National Association of Federal Retirees (NAFR).
For retirees who are in the decumulation phase (ie spending phase) of investing, which is far more complex than the accumulation phase because of the need to generate income and minimize taxes, a Fee Based adviser may be the answer.
The Bucket Plan, an excellent how to book by Jason L. Smith describes a simple and effective system to allay the fears of retiree investors, by ensuring that they will have enough cash for their needs, and avoiding the need to sell investments when markets tank.
In February 2018 Vanguard Canada launched all-in-one complete Balanced Portfolios that you can purchase by entering one ticker symbol.
An annuity is a combination of life insurance and investment. Basically, the insurance company which sells you the annuity is betting that you will die before they have to pay you back all of the money that you invested.
Many Canadian Mutual Funds have a "series" of exactly the same funds for sale through discount online brokers, and at fees (Management Expense Ratio or MER) about a full 1 per cent lower than what they charge when the same fund is bought through banks or commissioned brokers or advisers.