Most Canadians go to their bank or a mutual fund sales office to access their investments. And most Canadians invest by way of those mutual funds that carry very high fees, in fact Canadians pay the highest fees in the developed world. That can eat into half of your investment returns over the decades. Fees […]... Continue Reading →
You can find a good, trustworthy Fee Based Financial Adviser/Planner
For retirees who are in the decumulation phase (ie spending phase) of investing, which is far more complex than the accumulation phase because of the need to generate income and minimize taxes, a Fee Based adviser may be the answer.
Investing For Retirees Seminar, April 10 & 17, 2019
I look forward to seeing all new attendees at this, the eighth edition of the seminar, designed especially for retirees who seek impartial strategies to reduce fees and increase income.
Three compelling arguments for The Bucket Plan Investing Strategy
The Bucket Plan, an excellent how to book by Jason L. Smith describes a simple and effective system to allay the fears of retiree investors, by ensuring that they will have enough cash for their needs, and avoiding the need to sell investments when markets tank.
Which Vanguard All-In-One, One Ticket Portfolio Should You Invest In?
In February 2018 Vanguard Canada launched all-in-one complete Balanced Portfolios that you can purchase by entering one ticker symbol.
Three persuasive reasons why pensioners should avoid annuities
An annuity is a combination of life insurance and investment. Basically, the insurance company which sells you the annuity is betting that you will die before they have to pay you back all of the money that you invested.
Five pieces of sage advice, courtesy of John Bogle, founder of Index Investing
From the New York Times, are five key pieces of investing advice from John Bogle that any investor can implement.
The “Buffett Indicator” is signaling alarm at the valuation of the stock markets
the "Buffett Indicator". This is essentially the ratio of the total value of the US stock market to the US Gross Domestic Product (GDP). At the moment, the ratio of 151% is close to historic levels.
First, do no harm — Vanguard Blog
Ignoring market headlines isn't putting your head in the sand; it's a key to a basic investing tenet.
